Gardens Dermatology is contracted with a wide range of in-network insurance
plans for our patients. All of our providers are covered under the insurance
plans listed below. If you have any questions or concerns, please do not hesitate
to contact the office at (561) 776-7041. It is also best to contact your insurance
provider for plan details and information regarding in-network providers.  
Blue Cross Blue Shield (All Plans)
Blue Options
Blue Choice
Federal Employee
State Employee
Health Options
Health Options Medicare Advantage
Standard PPO

Note: All BCBS out of state HMO plans require a referral before you      
are seen as a patient. If you have an out of state plan, it must
have a suitcase pictured on the card, meaning that you are
allowed to travel out of state while maintaining your insurance
benefits.

Humana (All Plans)
Humana Family
Humana EPO
Humana HMO
Humana POS
Humana PPO
Humana Medicare HMO
Humana Medicare PPO

Aetna (All Plans Except for Aetna "Tenet")
Aetna POS
Aetna HMO
Aetna PPO

Note: Aetna plans whose cards state "open access" or "Aetna choice"
are also accepted. Referral information for your Aetna plan is
typically detailed on the back of the card. Certain plans may
state that a referral is required from your primary care provider
before you are seen. Under
the law, the dermatology field permits
patients to be seen five times a year
before a referral must be
issued by your primary care provider. Unless specifically stated,
you will not need a referral for your initial visit.

Cigna (All Plans)
Cigna POS
Cigna HMO
Cigna PPO

Medicare (and secondaries like AARP, Bankers Life, and Mutual of
Omaha)

Tricare

Avmed
We are not currently contracted with the insurance companies listed below.
These are only the major companies we do not participate with. If you have a
question regarding your insurance plan, please contact the office for further
information.
United Healthcare

Florida Kid Care

Vista

GHI (this insurance is only acceptable as a secondary)

Florida Medicaid

AARP Primary Insurance under United Healthcare (Secure Horizons)
As of July 1, 2009,
firefighters' insurance is
changing to United
Healthcare. We are NOT
contracted with this plan but
are still able to file toward
your out-of-network
deductible.

Your out-of-network
deductible is $500. At the
time of your visit, we will
collect toward this at the
allowed rate. Once your
deductible has been met, you
are responsible for 40%.
United Healthcare pays 60%.

If you have any further
questions, please call our
office at (561) 776-7041.
Note: While we may see patients under First Health, Beechstreet,
Multiplan/PHCS networks (logos located on insurance cards),
these plans are considered out of network. Therefore, a patient
will have to use
their out of network benefits.